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Mortgage Fulfillment Officer

Absa Bank Limited (Absa) is a wholly owned subsidiary of Barclays Africa Group Limited. Absa offers personal and business banking, credit cards, corporate and investment banking, wealth and investment management as well as bancassurance. Barclays Africa Group Limited is 62.3% owned by Barclays Bank PLC and is listed on the JSE Limited. The Group is one of Africa’s major financial services providers offering personal and business banking, credit cards, corporate and investment banking, wealth and investment management as well as bancassurance. The Group was formed through combining Absa Group Limited and Barclays’ African operations on 31 July 2013. Reflecting the enlarged group’s pan-African focus, the Group's name changed from Absa Group Limited, to Barclays Africa Group Limited on 2 August 2013. Registered head offices are in South Africa and the Group has majority stakes in banks in Botswana, Ghana,Kenya, Mauritius, Mozambique, Seychelles, South Africa, Tanzania (Barclays Bank Tanzania and National Bank of Commerce), Uganda and Zambia. The Group has representative offices in Namibia and Nigeria, as well as bancassurance operations in Botswana, Mozambique, South Africa and Zambia. Barclays Bank Kenya and Barclays Bank Botswana continue to be listed on their respective stock exchanges.Barclays Bank PLC has operations in Egypt and Zimbabwe, which are part of the African business and continue to be run by Barclays Africa Group’s management

Job Summary

To advise customers and process banking transactions accurately and timeously through the execution of predefined objectives as per agreed standard operating procedures (SOPs).

Job Description
Key Accountabilities/Deliverables
Cases to DSC

  • Submit 85% of the offer letters approved to DSC.

Reduce RTS

  • Use DSC Aide memoir to reduce RTS.
  • Branch network engagement

Issuance of Mortgage certificates

  • 100% issuance of mortgage certificates to all the Mortgage customers, through Mortgage center, premier center, and Branches.

Negotiation fee collection

  • Ensure 100% collection of neg fee for all drawn loans and ensuring there is no income leakage on non-funded income.

Valuers Management

  • Ensure TAT is per the agreed SLA with the valuers through constant engagement

Scheme home loans management

  • Ensure all scheme home loans arrangements are running in accordance with the MOUs.

Role/person specification

Preferred Experience

  • Good understanding of Retail goal & objectives
  • A thorough understanding of sales process
  • An in-depth knowledge of the Mortgage product, conveyancing practices and lending policies
  • A good working knowledge and understanding of relevant mortgage legislations e.g KYC, Money laundering, banking code, service standards, health &safety standards .
  • A sound knowledge of our competitors’ products & service

Knowledge and Skills

  • Excellent planning & organization skill
  • Very strong communication & questioning skills
  • Team working
  • Listening skills
  • Customer service orientation
  • Relationship Management
  • Decision making
  • Problem solving/ Conflict resolution

Behavioral Competencies

  • Treating colleagues and stakeholders with respect.


  • Delivering set objectives in line with the overall objective of the organization.


  • Offering world class customer experience to the bank’s customers.


  • Always giving the highest standards possible in conduct of day-to-day business.


  • Being innovative and seeking change for better in the role.

Technical Competencies

  • Presentation skills
  • Ability to make mortgage presentations to both internal and external stakeholders.
  • Good numeracy & analytical skills
  • Ability to decipher data and condense the same for high level consumption.


  • Higher Certificates and Advanced National (Vocational) Certificates: Business, Commerce and Management Studies (Required)

Method of Application

Interested and qualified? Go to Absa Bank Limited on to apply